Free tool
How does my loan product map to Metro 2?
Metro 2 was designed around multi-payment consumer credit. If you originate single-pay advances, lease-to-own agreements, or pay-in-four plans, the defaults describe something other than what you actually sold — and the resulting file validates cleanly while misrepresenting the tradeline.
Pick your product below for the structural decisions that matter, where the accuracy risk concentrates, and what every ending has to resolve to.
Step 1 — What do you originate?
Keep going
Conversion hub
Metro 2 for small-dollar & non-prime lenders
Free tool
Check an existing Metro 2 file in your browser
Coverage
Where non-prime data actually goes
2-minute check
Take the furnisher readiness assessment
Covers 6 product types. Missing yours? Tell us what you originate and we’ll work through it with you.