Platform capabilities

    Credit Reporting Software Features

    Comprehensive tools for every stage of credit bureau reporting. From dispute management and audit trails to automated scheduling, bureau response processing, and test-mode integrations, Switch Labs gives your compliance and engineering teams everything they need in one platform.

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    BureauRelay for rentals

    A rental program your team and residents can use

    Early access

    Resident credit monitoring

    A resident credit hub for score history, private alerts, and optional outcome sharing. Live monitoring is in early access.

    Resident rent-reporting history

    Monthly reporting records, balances, preparation status, and CSV downloads in the resident portal.

    Rent-reporting analytics

    Program participation, monthly payment activity, exportable summaries, and grouped credit outcomes when monitoring is active.

    Built for compliance teams and developers

    Each feature is designed to reduce manual work, enforce regulatory requirements, and give your team full visibility into every aspect of Metro 2 reporting.

    Dispute Management

    End-to-end FCRA dispute tracking with automated deadline monitoring, compliance documentation, and resolution workflows.

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    Audit Trail

    Field-level change tracking with before/after diffs, automatic SSN redaction, and exportable history for CFPB exams.

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    Webhooks

    Real-time event notifications for file generation, transmission outcomes, dispute lifecycle events, and record changes.

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    Automated Scheduling

    Dashboard-managed recurring file generation and bureau submissions with per-bureau cadence control and status tracking.

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    CRA Response Parser

    Automatically parse and reconcile credit bureau response files, flag rejections, and surface actionable corrections.

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    Sandbox & Testing

    Test-mode API keys and environment-tagged records for safe validation before live reporting.

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    Ready to streamline your Metro 2 reporting?

    Create your account and explore every feature with sample data. Our team is available to help with onboarding, data migration, and custom integrations.

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