Metro 2 API Developer Center

    Build credit-reporting workflows with a versioned REST API, test-mode isolation, file and record ingest, webhooks, disputes, CRA responses, scheduling, and audit history.

    A complete API for operational credit reporting

    • Submit individual records or complete CSV and Excel files through test or live environments.
    • Automate status tracking, webhooks, disputes, bureau responses, schedules, and audit-history retrieval.
    • Use company-scoped API keys and separate test and live credentials for safer integration development.

    Detailed documentation is available to every BureauRelay account

    Sign in with any BureauRelay account to browse the complete API reference, implementation guides, examples, tools, and machine-readable OpenAPI specification. A paid plan or developer-only account is not required.

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    Public API

    Getting Started

    Authentication, test and live environments, and the supported integration workflow.

    API Reference

    Versioned endpoints for ingest, file operations, webhooks, disputes, CRA responses, scheduling, and audit exports.

    First Submission

    Submit records, poll batch status, and use the file-based ingest flow with the current handlers.

    Metro 2 code reference

    The code sets your payloads have to use, with every allowed value and its meaning. Metro 2 codes: the complete cheat sheet puts all of them on one page.

    Account Status CodesPortfolio TypesAccount Type CodesTerms Frequency CodesPayment RatingsPayment History Profile CodesSpecial Comment CodesCompliance Condition CodesECOA CodesConsumer Information IndicatorsCreditor Classification CodesResidence Codes

    Operational Guides

    Webhooks

    Public API routes under `/api/v1/webhooks`, including test delivery, replay, and recent-delivery retrieval.

    Consumer Disputes

    Public dispute lifecycle routes under `/api/v1/disputes` with notes and resolution handlers.

    CRA Responses

    Public CRA response upload, listing, and detail retrieval under `/api/v1/cra-responses`.

    Scheduling

    Per-bureau scheduling is available under `/api/v1/schedules` with create, update, list, and delete support.

    Start with the integration path that fits your workflow

    Signed-in customers can use the guided first-submission flow, browse the complete API reference, or import the authenticated OpenAPI spec into their preferred API client.