Resources
Playbooks and checklists from real Metro 2 launches
Practical, first-hand walkthroughs of getting to a clean first submission — written by the team that builds the validation engine, not a content farm.
How a nonprofit lender submitted its first 300 records to the bureaus
A concrete walkthrough of a small nonprofit/CDFI lender taking ~300 credit-builder loans from a servicing spreadsheet to a clean, bureau-accepted first Metro 2 file — subscriber codes, mapping, the date fixes validation caught, generation, SFTP, and reading the acknowledgement.
Read itHow a small furnisher fixed its Equifax and Experian rejects
An illustrative walkthrough of how a small furnisher diagnosed its first batch of Equifax and Experian rejects, corrected the records, and resubmitted clean.
Read itThe Metro 2 launch checklist for first-time furnishers
Everything an organization needs to do before it sends its first Metro 2 file to the bureaus, in the order you actually need to do it.
Read itWhat to prepare before applying for bureau subscriber codes
Before you can report a single tradeline, every bureau wants to verify your business, your permissible purpose, your data security, and how you intend to send Metro 2 files. Here is what to gather before you apply.
Read itHow to register with every credit bureau: the application channels that actually work
Every bureau runs its own application, and half the contact routes floating around the internet are dead. Here is the current, verified way in at each one — consumer and commercial — with minimums, timelines, and the channels that no longer work.
Read itReady to put a playbook to work?
Start with the free file viewer, or take the readiness assessment to see exactly what stands between you and a clean first file.