Field 14RequiredAccount Information
Metro 2 Field 14: Portfolio Type
Single character indicating whether the account is installment, revolving, mortgage, open, or line of credit.
Quick Reference
Field Number:14
Position:83-83
Length:1 characters
Type:code
Record:Base Segment
Required:Yes
Allowed Values
| Value | Meaning |
|---|---|
| C | Line of Credit |
| I | Installment |
| M | Mortgage |
| O | Open |
| R | Revolving |
Portfolio Types: full reference
One character that declares how an account behaves, and that every other Base Segment field has to agree with. Each code has its own page covering what it means, when to report it, and the cross-field rules it has to satisfy.
Validation Rules
- Must align with Account Type
- Determines required/optional fields
- Affects credit utilization calculations
Examples
IRMCommon Errors
- Revolving type with installment terms
- Mortgage type with non-mortgage account type
Tips & Best Practices
- I = fixed payment loans (auto, personal)
- R = credit cards, store cards
- M = mortgages, home equity
Related Fields
15272526
Account Type
Two-character code indicating the type of account being repo...
Terms Duration
For installment loans: the number of payments. For revolving...
Credit Limit
The credit limit for revolving accounts. Leave blank for ins...
Highest Credit/Original Loan Amount
For installment loans: the original loan amount. For revolvi...
Other Account Information
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