Field J1-11OptionalCompliance Fields
Metro 2 Field J1-11: J1 Consumer Information Indicator
Optional indicator for a consumer-level condition (bankruptcy, receivership, reaffirmation, lease assumption) that applies specifically to the J1 associated consumer, mirroring the Base Segment's Consumer Information Indicator.
Quick Reference
Field Number:J1-11
Position:96-97
Length:2 characters
Type:code
Record:J1 Segment
Required:No
Allowed Values
| Value | Meaning |
|---|---|
| No condition applies to the J1 consumer | |
| A | Bankruptcy Chapter 7 - Petition Filed |
| B | Bankruptcy Chapter 11 - Petition Filed |
| C | Bankruptcy Chapter 12 - Petition Filed |
| D | Bankruptcy Chapter 13 - Petition Filed |
| E | Bankruptcy Chapter 7 - Discharged |
| F | Bankruptcy Chapter 11 - Discharged |
| G | Bankruptcy Chapter 12 - Discharged |
| H | Bankruptcy Chapter 13 - Discharged or Plan Completed |
| 1A | Personal Receivership |
| Q | Delete Previously Reported Bankruptcy or Receivership Indicator |
| R | Reaffirmation of Debt |
| V | Reaffirmation of Debt Rescinded |
| 2A | Lease Assumption - Consumer No Longer Liable |
| S | Delete Previously Reported Reaffirmation or Lease Assumption Indicator |
| T | Grantor Cannot Locate Consumer |
| U | Consumer Now Located |
Validation Rules
- Valid Consumer Information Indicator value or blank
- W, X, Y and Z were retired and must not be reported after April 2021
Examples
1A Common Errors
- Applying a Base-level condition to the wrong consumer
Tips & Best Practices
- Use only when the condition applies to the J1 consumer specifically
Related Fields
Other Compliance Fields
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