Base Segment ErrorsCritical

    B007Future Date Account Opened

    The date account opened is in the future

    Affected Field
    #14Date Opened

    Field 14 is a coded field. If the value is rejected rather than malformed, check it against the portfolio types reference.

    Description

    The Date Account Opened field cannot contain a future date. This field should reflect when the account was originally established. Future dates indicate a data entry error or incorrect date logic in the source system.

    Common Causes

    • Timezone conversion issues
    • Data entry error
    • Test data in production
    • Incorrect date logic

    How to Fix

    1. 1Validate all dates are not in the future
    2. 2Check timezone handling in date generation
    3. 3Remove test data from production files

    More Base Segment Errors

    B001
    Missing Account Number
    B002
    Invalid Account Status
    B003
    Status and Payment Rating Mismatch
    B004
    Invalid ECOA Code
    B005
    Missing SSN or Date of Birth
    B006
    Invalid Date Format

    Metro 2 code reference

    A rejected value is usually a wrong code rather than a wrong format. Every CRRG code set has a per-code page with its meaning and cross-field rules. Metro 2 codes: the complete cheat sheet puts all of them on one page.

    Account Status CodesPortfolio TypesAccount Type CodesTerms Frequency CodesPayment RatingsPayment History Profile CodesSpecial Comment CodesCompliance Condition CodesECOA CodesConsumer Information IndicatorsCreditor Classification CodesResidence Codes

    Catch Errors Before Submission

    The platform validates every field and catches errors like B007 before you submit to the credit bureaus.

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    B007: Future Date Account Opened - Metro 2 Error