Base Segment ErrorsWarning

    B021Invalid ZIP Code

    The ZIP Code is malformed or contains non-numeric characters

    Affected Field
    #42ZIP Code

    Description

    The ZIP Code field must contain either a five-digit ZIP or a nine-digit ZIP+4, left-justified with no hyphen. Embedded hyphens, letters, or fewer than five digits cause matching failures and may be rejected.

    Common Causes

    • Hyphen left in a ZIP+4 value
    • Canadian postal codes placed in a US ZIP field
    • Fewer than five digits

    How to Fix

    1. 1Strip hyphens; store 5 or 9 contiguous digits
    2. 2For non-US addresses, set the Country Code appropriately
    3. 3Validate ZIP length before file generation

    Examples

    Invalid
    78701-4321
    Valid
    787014321
    Remove the hyphen; ZIP+4 is nine contiguous digits

    Related Errors

    B020
    Invalid State Code
    The consumer State Code is not a valid USPS abbreviation

    More Base Segment Errors

    B001
    Missing Account Number
    B002
    Invalid Account Status
    B003
    Status and Payment Rating Mismatch
    B004
    Invalid ECOA Code
    B005
    Missing SSN or Date of Birth
    B006
    Invalid Date Format

    Metro 2 code reference

    A rejected value is usually a wrong code rather than a wrong format. Every CRRG code set has a per-code page with its meaning and cross-field rules. Metro 2 codes: the complete cheat sheet puts all of them on one page.

    Account Status CodesPortfolio TypesAccount Type CodesTerms Frequency CodesPayment RatingsPayment History Profile CodesSpecial Comment CodesCompliance Condition CodesECOA CodesConsumer Information IndicatorsCreditor Classification CodesResidence Codes

    Catch Errors Before Submission

    The platform validates every field and catches errors like B021 before you submit to the credit bureaus.

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    B021: Invalid ZIP Code - Metro 2 Error