Base Segment ErrorsWarning

    B013Terms Frequency Mismatch

    The payment terms don't match the payment frequency

    Affected Field
    #12/13Terms Duration / Terms Frequency

    Description

    The Terms Duration, Terms Frequency, and Scheduled Monthly Payment fields must be logically consistent. For example, a 60-month installment loan should show monthly payments, and the scheduled payment should align with the loan terms. Mismatches suggest data entry errors.

    Common Causes

    • Terms updated but frequency not changed
    • Bi-weekly payments not properly converted
    • Default values used instead of actual terms

    How to Fix

    1. 1Verify terms match the loan agreement
    2. 2Convert non-monthly payments to monthly equivalent
    3. 3Ensure consistency across related fields

    More Base Segment Errors

    B001
    Missing Account Number
    B002
    Invalid Account Status
    B003
    Status and Payment Rating Mismatch
    B004
    Invalid ECOA Code
    B005
    Missing SSN or Date of Birth
    B006
    Invalid Date Format

    Metro 2 code reference

    A rejected value is usually a wrong code rather than a wrong format. Every CRRG code set has a per-code page with its meaning and cross-field rules. Metro 2 codes: the complete cheat sheet puts all of them on one page.

    Account Status CodesPortfolio TypesAccount Type CodesTerms Frequency CodesPayment RatingsPayment History Profile CodesSpecial Comment CodesCompliance Condition CodesECOA CodesConsumer Information IndicatorsCreditor Classification CodesResidence Codes

    Catch Errors Before Submission

    The platform validates every field and catches errors like B013 before you submit to the credit bureaus.

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    B013: Terms Frequency Mismatch - Metro 2 Error