ULocate Status

    Consumer Information Indicator U: Consumer Now Located

    Consumer Information Indicator U means "Consumer Now Located". You have re-established contact with a consumer you previously reported as unlocatable. It clears T and returns the account to normal reporting. It is reported in Consumer Information Indicator (Field 33) of the Base Segment, 2 characters at position 217.

    Specification

    CodeU
    MeaningConsumer Now Located
    FieldConsumer Information Indicator (Field 33)
    RecordBase Segment
    Length / position2 chars · 217218
    CategoryLocate Status
    CRRG referenceCRRG Exhibit 11 (Consumer Information Indicator)

    What Consumer Information Indicator U means

    • The clearing code for T. It says the locate condition is over.
    • Presupposes a prior T. Reporting U on an account that was never flagged as unlocatable describes a change that did not occur.
    • Blanking the field is not the documented way to clear T. U is.
    • It says nothing about payment. A located consumer may be current, delinquent, or in collections, and that is the Account Status field's job.
    • It does not open a new relationship or restart any clock. Nothing about the account's dates or history changes because contact was restored.

    When to report U

    • 1A skip-trace vendor returns a verified new address and phone number for a consumer previously flagged as unlocatable.
    • 2A consumer calls in to update their address after a move, and the servicer clears the locate flag in the next file.
    • 3Returned mail stops after an address-hygiene update and the furnisher confirms deliverability before reporting U.
    • 4A collection furnisher re-establishes right-party contact and updates the tradeline in the same cycle.

    Reporting rules

    • Report U in the cycle you actually re-establish contact or confirm a good address.
    • Update the consumer's address fields in the same record so the file is internally consistent.
    • Do not report U speculatively on the strength of an unverified address hit.
    • Do not leave T in place after contact resumes. A stale locate flag is an inaccuracy like any other.
    • Do not use U to signal anything about payment or account condition; those live in other fields.

    Codes and fields that must agree

    A file can be structurally valid and still be wrong. These are the cross-field conditions Consumer Information Indicator U has to satisfy.

    • Expects a prior T. U without T is a sequence error a validator can catch.
    • Address fields should carry the current, verified address in the same record that reports U.
    • Account Status, Current Balance, Amount Past Due and the Payment History Profile are unaffected by the locate change.
    • Date of First Delinquency is unaffected. Restoring contact never re-ages a delinquency.
    • Applies to the consumer named on the segment it appears in, so clearing a Base Segment locate flag does not clear one on a J1 or J2 segment.

    Common errors involving U

    Vocabulary

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    Source: CRRG Exhibit 11 (Consumer Information Indicator). Last reviewed 2026-08-25.

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    Metro 2 Consumer Information Indicator U: Consumer Now Located