ULocate Status
Consumer Information Indicator U: Consumer Now Located
Consumer Information Indicator U means "Consumer Now Located". You have re-established contact with a consumer you previously reported as unlocatable. It clears T and returns the account to normal reporting. It is reported in Consumer Information Indicator (Field 33) of the Base Segment, 2 characters at position 217.
Specification
| Code | U |
|---|---|
| Meaning | Consumer Now Located |
| Field | Consumer Information Indicator (Field 33) |
| Record | Base Segment |
| Length / position | 2 chars · 217–218 |
| Category | Locate Status |
| CRRG reference | CRRG Exhibit 11 (Consumer Information Indicator) |
What Consumer Information Indicator U means
- The clearing code for T. It says the locate condition is over.
- Presupposes a prior T. Reporting U on an account that was never flagged as unlocatable describes a change that did not occur.
- Blanking the field is not the documented way to clear T. U is.
- It says nothing about payment. A located consumer may be current, delinquent, or in collections, and that is the Account Status field's job.
- It does not open a new relationship or restart any clock. Nothing about the account's dates or history changes because contact was restored.
When to report U
- 1A skip-trace vendor returns a verified new address and phone number for a consumer previously flagged as unlocatable.
- 2A consumer calls in to update their address after a move, and the servicer clears the locate flag in the next file.
- 3Returned mail stops after an address-hygiene update and the furnisher confirms deliverability before reporting U.
- 4A collection furnisher re-establishes right-party contact and updates the tradeline in the same cycle.
Reporting rules
- Report U in the cycle you actually re-establish contact or confirm a good address.
- Update the consumer's address fields in the same record so the file is internally consistent.
- Do not report U speculatively on the strength of an unverified address hit.
- Do not leave T in place after contact resumes. A stale locate flag is an inaccuracy like any other.
- Do not use U to signal anything about payment or account condition; those live in other fields.
Codes and fields that must agree
A file can be structurally valid and still be wrong. These are the cross-field conditions Consumer Information Indicator U has to satisfy.
- Expects a prior T. U without T is a sequence error a validator can catch.
- Address fields should carry the current, verified address in the same record that reports U.
- Account Status, Current Balance, Amount Past Due and the Payment History Profile are unaffected by the locate change.
- Date of First Delinquency is unaffected. Restoring contact never re-ages a delinquency.
- Applies to the consumer named on the segment it appears in, so clearing a Base Segment locate flag does not clear one on a J1 or J2 segment.
Common errors involving U
Vocabulary
Keep browsing
- All 16 consumer information indicators — the full set with categories and cross-field rules.
- Metro 2 codes cheat sheet — every CRRG code set on one page.
- Consumer Information Indicator field reference — position, length, and validation rules.
- Metro 2 format reference
See Consumer Information Indicator U in your own file
Drop a .dat file into the free in-browser viewer and inspect every record carrying U. No signup, and nothing is uploaded — your file stays on your device.