Code Terms

    Special Comment Code: Definition

    A code providing additional account status information.

    Definition

    Special Comment Codes provide additional information about an account that is not captured by the Account Status alone. Examples include accounts in forbearance, natural disaster relief, or accounts paid by insurance. These codes help explain unusual account conditions.

    Examples

    • AU = Account transferred
    • BL = Account in dispute

    Usage Notes

    • Supplements Account Status information
    • Some codes required in specific situations
    • Updated annually with new codes

    All special comment codes

    Adds a short standardized narrative to a tradeline explaining an unusual arrangement such as forbearance, a payment plan, a transfer, or a closure. Every code has its own reference page covering when to report it and the cross-field rules it has to satisfy.

    BAccount in ForbearanceCAccount in Extended ForbearanceABAgreement in PlaceACInterest-Only PaymentsAIDeferred PaymentAMLegal Action Pending or JudgmentANTransferred to Another OfficeAPClosed at Consumer's RequestASRefinanced or ReplacedAURepayment PlanAXAccount Paid From CollateralBNPaid by InsuranceBPPaid by Dealer or MerchantBTPaid by Government

    All Metro 2 code sets on one page

    Related Terms

    Account StatusCompliance Condition CodeConsumer Information Indicator

    More Code Terms

    Compliance Condition Code
    A code indicating legal compliance conditions on an account.

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    Special Comment Code - Metro 2 Glossary